Services - GREAT RIVERS MUTUAL Insurance


  • A qualified and experienced team, ready to help
  • Fire extinguishers for sale AND we offer free refills
  • Our agents can provide FREE quotes for home, farm, auto, and umbrella coverage
  • Annual, Semi-Annual, Quarterly, and Monthly payment options available
  • Ability to pay online or automatic payment of your premium from your bank account/credit card
  • Discover, MasterCard and Visa are accepted
  • Local agents and representatives are available to handle problems
  • Helpful, friendly, local staff

Planning & Protection

GREAT RIVERS MUTUAL Insurance will help you navigate the complex world of insurance plans. As experienced and knowledgeable independent agents we can tailor independent insurance coverage plans to our customers’ needs.

Whether you need coverage for your home, farm, vehicle or an umbrella policy, we create the optimal plan. We also write other policies to protect you against unfortunate, unforeseen events.



GREAT RIVERS MUTUAL offers competitive Homeowners Policies. We insure a number of newer and older homes. Our agents are able to also package your home with an auto policy which will increase your savings. Agents can also add an umbrella policy if you so choose as well as any discounts we can apply.



We offer a comprehensive farm policy that will cover your residence, personal property, farm buildings, farm blanket, and livestock. We also have farm liability coverage to meet your farm needs. Our Agents are able to also package your farm policy with an auto policy and other discounts to increase your savings.


We are happy to offer a variety of options for payments. There are monthly, quarterly, semi-annual and annual options available (extra fees apply for any options other than annual – contact your agent for more details). In addition, your premium may be automatically deducted from your checking/savings account or a credit card (Visa,  MasterCard and Discover accepted) for any of the options above.

Policyholder Payments

GREAT RIVERS MUTUAL is proud to offer secure, convenient access for policyholders to make their payment online.  We are PCI compliant so you can be assured your CC payments are safe and secure. 

Bill payment
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We're Excited!
We are very excited and proud to be a local company to announce that our team is growing and with a new look and name.
Hay Creek Mutual is now:
Great Rivers Mutual